I, as a newbie, didn't know much about any of these things until I had already bought the house and there was a lottttt to learn as time went on and things broke, or I discovered things that didn't come up in the inspection, that later needed fixing.  

There are a lot of blog posts there to read through.

If you look at the history of my posts, blogs, and media content, you’d see I’ve never advocated for quantity over quality. 

I discovered inconsistent answers. 

https://www.biggerpockets.com/...12 Frequently Asked Questions (And Answers) About DSCR Loanshttps://www.biggerpockets.com/...8 More Commonly Asked Questions and Answers to DSCR Loanshttps://www.biggerpockets.com/blog/eight-questions-and-answe...What Documents Do You Need for a DSCR Loan?

Thanks so much What are you trying to discover?

How did you discover real estate at such a young age?

Whether you're a beginner or an experienced investor, there's always something new to discover on BP.

You probably don't have a second mortgage otherwise the second bank would have discovered the first mortgages (perhaps what happened here?).

https://www.biggerpockets.com/blog/california-law-changes-di...