There might be a big discount if you have all your stuff insured with them.

What is the compelling reason for them to pick you, with your competitive rates, over someone else they've already been using with competitive rates? 

The higher the cap rate, the more risk involved in the building. 

What we have learned is that most people avoid these properties entirely, which allows us to purchase them at a significant discount.

I do not have the capital for the property to pitch in, so I plan to use the investors money to secure the property.The interest rate that I will pay the investor is 5% for up to a duration of 20 years.

I think it could be due to niche cabins still having a strong nightly rate but I’m a total noob. 

I got bit a couple years ago and went from a 6% rate to almost 10% rate.

For a cash out refi, you are generally limited to 75% LTV and rates right now are in the mid 7s for good credit and a DSCR over 1.0. 

Rent, Expenses, NOI, Cash Flow, COCR, Cap Rate, Market cap rate. 

Comes with a known rate, a known term, a known payment.