I have a lifetime defined benefit pension not related to the Stock markets so we are not worried about the basics at all.

@Kim LeJeuneI have to assume that it was a rental house, as opposed to your personal residence or a flip.Each monthly payment has 3 components: interest - taxable as ordinary incomereturn of your principal - not taxablecapital gain - taxable at various ratesYour down payment has components #2 and #3.Interest should come from an amortization table. 

This isn't your question, but I think before you can consider how/where to pursue growth you need to define the market parameters.

Additive, they are investing money into homes that are likely immediate performing a value-add component.

Instead of having a centralized platform for agents to list sellers properties in a defined area, it will become fragmented with multiple sites marketing their own exclusive listings ? 

House hacking a duplex or fourplex can be a fantastic way to start building wealth through real estate while minimizing your housing expenses.To invest in real estate, define your investment goals, research potential markets, network with local investors, analyze properties, consider financing options, and perform due diligence.

Unless you're talking about taking over title in 2025 under some sort of master lease agreement, she will be hit with capital gains tax regardless of what seller finance terms you come up with.I am not sure that is true if the seller uses the installment method as defined in the IRS publication https://www.irs.gov/publications/p537#en_US_2023_publink1000...The way that I understand it is if a seller uses the installment method only the portion paid of the capitol gains paid in any year are taxable as capital gains and can therefore be spread out over time.

Market research, targeted marketing, and a keen understanding of the evolving needs of potential tenants are critical components of a successful investment strategy in mid-term rentals.Conclusion:As we navigate the complexities of today's real estate investment landscape, mid-term rentals offer a compelling case for those looking to diversify their portfolio and capitalize on the changing dynamics of work and lifestyle.

Consider your long-term goals and define what you want to achieve.

How do you define "paying for itself?"