This can involve a lower down payment and flexible repayment terms.4.

Debt Consolidation: If a business has multiple loans with varying terms and rates, consolidating them into a single loan with a better DSCR can simplify repayments and potentially lower overall interest costs.5.

Much continued success!

If you want to build long term wealth you will need to keep reinvesting the returns for 25 years from the $150,000, you will also need stable W-2 income to get loans to continually leverage the money. 

I would recommend DSCR for you, or to continue contacting some other banks.

Quote from @Madhuri Gupta: this company: Flipsystem run my Antonie Martel seems to still continue to recommend this team to its subscribers.

A 3' wide continual walking space perhaps? 

However, she claims she can’t afford the electric bill and refuses to keep the heater on continuously.

The tangible/measurable benefits do seem to pan out over the life of the system especially if energy prices continue to rise.

Do we want every phone call going to a designated person and they can contact our handyman etc - OR - do we want to continue taking these calls?