They typically do these types of non-traditional house mortgages.

I often see investors pair a traditional LLC with a Series LLC to function in this capacity. 

I have an amazing investor lender that does DSCR, hard money, no money down fix and flip, and traditional loans as well. 

Their seller side commissions are half of what's usually standard in an area (1 - 1.5% vs. the traditional 3%) I know you're asking about FSBO but maybe Redfin could be a good middle ground for you.

People are willing to pay the high interest rate because they expect to pay off the loan quickly.If you own the home outright, you would go to a traditional bank to cash out the equity.

Currently have 20k in a HYSA and another 20k split between Rollover IRA (7k), Roth IRA (10k) , Traditional/Roth 401k (5k).

It’s not a traditional wholesale deal.If I were wholesaling I would remove mobile homes from my search criteria especially in communities.

Hi James, So I would love to go the traditional route, But I work a commission based job so qualifying isn’t as easy.

If the deal is "creative" and outside the traditional box of a real estate closing, they won't like it. 

Like PMI (Private Mortgage Insurance) you get with a traditional loan?