I've underestimated the benefits from having multiple broker-agent connections, so I figured I'd post it here and see what I can find. 

(I'm a RE Broker these past 40 years).

Now, every 1% origination moves the needle by 20-35 bps, depending on the lender.Usually, the only folks paying extra points in this market are deals where cash flow is an issue and they need to buy down the rate for more LTV.I've brokered 300 DSCR loans, and the rates you mentioned are no way real unless you're talking very reduced leverage (50% or so LTV).

Make sure that the corresponding lender or broker you are working with has a loan servicing company that is non-reporting.

I personally go out of my way to be easily found, particularly by brokers.

If that is the case, the broker should be responsible. 

I'm really interested in see how the "Local Agent in Charge" plays out and if they really do go after agents / brokers if the property owners do not comply. 

@Robert Ellis two people asked you for reference names of such lenders, if you are brokering then just say they can DM you. 

I live in FL and dating one of the biggest brokers in S Fl, she agrees as well.

You could pay a broker to do a Broker Price Opinion, but that may not help you much.