Many times in the body of a Real Estate Purchase Contract it will say that the buyer can use the closing costs for closing costs and/or prepaids, points, and any other costs.  

For private utilities you even have to show the state what your "run" costs are to establish your service charges as you would technically become a utility provider.I would expect Florida has an equivalent body with the same authority and guidance.

I also would make over $13k in the sell of our current mortgage, plus the down payment back we paid. 

Then take the time to really listen and watch their body language.

Not mice, large big body brown RATS. 

Check out his podcast or his book (Total Money Makeover).

I would be more than willing to pay him much more than that to run the properties but he really wants to step back, and his body is breaking down from so many years of physical labor.

I do use property managers so maybe I should put a little pressure on them this year to get that rent up.I understand what you mean about flipping being tough on the body.

Does any body know of a reliable lender in the Tampa Bay area?

Here is my plan to improve my world, one house at a time:First, we had to clean up our debts/credit score (we used Dave Ramsey's Total Money Makeover).