If you use all cash to avoid higher rates and you are operating under capital constraints you'll either pay a lot more for the next batch of projects or you won't be able to do them at all.

Since I have no info, I'll share some tips in case these help you:Pro-tip: Use 1 batch of postcards first and then switch to yellow letters.

I have pulled all of the Absentee Owners for the area by zipcode and I am finishing up my second round of yellow letters with the last batch of letters going out tommorow.

We have been renting our current batch of properties since 2012, so have a track record that allows the bank to count the rental income, as you seem to.  

Good afternoon colleagues, I've subscribed to list(s) and sent a small batch of direct mail to potential sellers.

Latest batch I bought were this model: Delta Faucet R10000-UNBX MultiChoice(R) Universal Tub and Shower Valve BodySymmons Temptrol look to be pretty highly rated, though.

It's a nominal cost and they can do batches if you give them a list.

In MD, it's $300 a year, so I use one LLC for a batch of 5 rental properties.  

To make things right for the relationship maybe they'll help you find another batch of potential tenants for your review, or maybe not.  

I will say I asked each caller why they responded to my card. 1- responds to all mail regarding his properties2 - Timing5- it was handwritten, written on nice cardstock, something they didn't mind hanging on fridge/corkboardJust keep in mind depending on your goals, you don't have to spray and pray all over your city... you can do just find in smaller batches with a more concentrated effort.Cheers,Jake