He was eyeing a property with a HELOC attached, and we found out.. from what I've herd, banks can be a bit cautious when there's a second lien.

It's tough to find a solid deal without giving up the bank. 

We allow Tenant Portal (ACH), Direct Deposit to our bank, Venmo, Strip (credit & debit cards) and old-fashioned mailing of checks. 

This typically comes into play with big banks (Chase, etc) who are buying the loans to place them on their balance sheet.

And a refinance will have fees attached to it which makes this even less attractive.3) Just because you are not a professional test doesn’t mean you can’t add value.

Banks often have higher fees and less favorable rates, while online services like Wise offer more competitive options.As @Ryan Konen mentioned, other alternatives include Revolut for multi-currency transfers and OFX for large transfers without limits.

Your personal financial situation (tax records/bank statements and personal financial net worth statement)3.

Try a local Bank around the business, that really helped my friend who bought a business. 

No bank is going to give you a loan on an LLC officer guarantee if/when the LLC has no assets.

Ali,If you want to learn some of the tips and loopholes on the finance or banking side feel free to reach out or send me an email.