The key is vetting your lender properly—asking the right questions, understanding the terms, and ensuring the numbers make sense for your strategy. 

Hey @Moshe Marciano, CA can be very difficult but you can find some areas that still allow it.More state wide regs are coming for 2024 that could affect payouts and such.

Instead of buying the same type of property each year, the idea is to gradually increase the size or number of units in each deal.

Our bank will let us use equity that exceeds 25% across multiple properties that are either owned free and clear or where they hold the first so long as the deal still cash flows with however much cash is brought to the table.

The Real Estate Guys do a great newsletter with lots of high-level information about the economy and how it impacts real estate.  

The biggest hurdle you'll have to overcome is accepting breakeven or negative cash flow at the start. 

Fewer still actually show-up to deliver the value in-person. 

I love Racine and see great growth coming in the next few years.I'll contact you next time I go there.

(You said you plan to buy it for the amount of the loan, not the value of the property.).

Generally though, you can deduct interest on the mortgage up to a certain point.