Like many, you can use a HELOC in the US but, for an investor, that's the same as paying cash.2.

All of the bank ive called only do helocs on residential homes and not second homes.

Paying off my house and increasing my heloc to invest in other properties?

Your home will be reappraised after the rehab for this refinance and may increase in value enough that it may make sense to cash-out-refinance or HELOC the property to rehab your next investment property🏘️the larger lot distressed property may open up additional opportunities to you via EHB 1337 and future associated ADU/DADU opportunities.I bought my first distressed investment property the first year out of college (duplex in Bremerton for $350k), then bought a second turn-key estate sale (~$200k SFH in North Carolina).

I have a great boss who's supportive, generally a positive work environment but it can be a lot of work sometimes, and my salary is 30% higher than my previous employer and more than double of what I made in Indiana (Indy rental SFH#1 was my primary residence in a great suburb, moved back to CA).I also have children and I don't think constantly leveraging and taking out mortgages is a good move (e.g. do a HELOC against my primary, more cash out refis, etc).

You should look into getting a HELOC on those properties if you need the money.

Either the HELOC or cashout refi?

First of all, there definitely are HELOCs on investment properties.

Do yall do a refi for this or get a heloc?

I have 140k on a HELOC, and I'm wanting to know the best route to take to invest it.