The agency requirements for brokers are very strict and although this may not break any of them the broker would have to be very careful with disclosures to you since you are not their client.

I made contact with both the metro district and their collection agency within days of making the purchase.

You do have to be careful with how you represent yourself though: You don't want to run afoul of agency laws. 

(teaser rate of 3.75% through november)  I'm 1 month away from the 6-month period that many underwriters require for typical non-agency loans. 

I use Varney Agency in Bangor and have also heard great things about J.T.

well instead of checking with folks on the internet why don't you call your state agency that controls lending and ask them what are the rules.. every state is different just because some one is doing it in antoher state makes no matter if its not legal in your state..

South Jersey Settlement Agency out of Vineland has been useful to me in the past with assignment deals.Nick

The FDIC and many state regulatory agencies will require the lender to substantiate a global portfolio freeze based on value.In the past, I've frozen my entire portfolio but I was able to document that, on a global basis, values had decreased in excess of 50% from origination value.

Brokers...leasing agencies....large syndicators...even family offices.   

The FED and other agencies have lots of data for this.