I plan to sale the lots that way.

IF you plan on going back someday, and this is the home you want to move back to, then renting it would be a good idea as long as you estimate that it will cover itself, or preferably, cash flow, which it appears that yours will at @ $2K or so per month (after expenses). 

For example, if you're planning a kitchen remodel, get multiple quotes to ensure you have a solid grasp of what it will actually cost.3.

That is the true idiots action plan for building wealth in real estate.

Building a strong financial plan, researching markets, assembling a reliable team, and having an exit strategy are essential steps to success.Good luck!

So I’m trying to come up with a game plan  Conventional loans do require 25% down on an investment property.

Dave Van Horn is a collegue of mine and I am glad that he was able to point you in a direction that helped you feel better about your retirement planning. 

If you are planning to invest in MF, the 2-day weekend Sumrok training is very helpful. 

@Roman Balmakov If you are planning on holding the property long term and have enough reserves to cover even worst case scenarios it could still be worth it. 

Could you do a cash out refinance of that property and rent it as well, or are you planning on selling?