@Michaela Graham I think you may have miss understood I have not missed a payment in 4yrs accounts are on school loans which on report say payed on time what is agreed upon I have no new debt and score has dropped 70 pts 215$ is from 09 will be taken care of tom in full I have no other debt whatsoever, and current debt is in good standing.

I don't think you understood, sadly.

It is not understood if the property's other liens and tax liabilities even make pursuing a FCL, even if quick, a sense able action.

I had already understood that reserves would be needed for the investment property, but six months of PITI on your residential property came as an unexpected requirement, and this notice came after my offer and EMD was accepted.

There is a level of sophistication that needs to be understood in dealing with high net worth individuals.

Make sure it is understood and written down that it is a loan of which will be repaid to whatever terms you agree to or if it is an investment it carries risk.

We were considering helping my sister buy a duplex and she understood what we needed as investors to make the deal work.

Do you really think the average homebuyer/first time buyer flipped a switch that quick on home purchases because they understood the impact of Dodd-Frank?

@Tim Johnson okay thats how I've always understood it as well but, I have never invested with a builder before.

I don't think ALL of those who weight in on the (lose personal deductions) argument have ever understood how to accurately calculate the comparison.