.- Shop around for lenders that specialize in owner-occupied multifamily properties.- Use tools like the BiggerPockets mortgage calculators to see how different interest rates and loan terms affect your cash flow.If you have more questions or need further guidance, feel free to ask Good luck with your duplex venture

@Ryan Rocchi we've heard good things about Rentvine.Also, Buildium is tried and true, plus affordable.

The two places that I'm referencing are more of the true "destination" type places. 

Hey John, As others noted, you might want to shop a few local CUs to finance this with a HELOC.

FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% You are looking at S8 because you naively think it will solve all your tenant problems.NOT TRUE!

(I know this may be a funny cliche but it is true).

If both of those things are true, then you have a higher than average risk of tenant turnover, which is where that cap rate is coming from.

Trying to fulfill those dreams starting to come true in my 30's.

The original posters / plaintiffs now go silent on social media but the secondary investors still believe the original posts and simply repeat it continually in an effort to convince themselves that the money they should have never invested because they couldn’t afford to lose is going to be recovered in short order.Of course this is just fantasy on my part, I have no way of knowing how much of it, if any is true.  

Suburban sprawl: everyone wants walkable neighborhoods with a coffee shop at the corner, but we have a monoculture of single family homes to the horizon5.)