All that said, we are aiming to refinance it now.

@Matt Hintzke, If it's tough to find deals on the market, I would recommend aiming for deals that aren't on the market.  

It makes no difference what percent you're aiming for if the unit cannot be rented, either because it's too expensive or too cheap in a bad area. 

Passive house building standards are aiming a low but not zero energy costs. 

I aim to read 100 pages a week just to keep learning!

@Joseph SkatesI'm not sure I clearly understand your question.If your business is collecting waste then you will most likely have a couple of possible revenue streams: a dumping fee you may/may not charge to folks who bring the waste two you;scrap fees you may collect on sale of the various component elements you extract from the electronics.Depending on where you are, there may be a provincial program which will supplement one of those revenue streams (kid of like the tyre levies charges my many/most provinces).  

(unless you have to)  If you have the money, pay a contractor to supplement the work you are doing on the weekends. 

My name is Scott and i'm 50 years old and looking to supplement my future retirement with real estate investments. although i would like to avoid mistakes that could hurt my pocket.

The organizers' aim isn't to sell you anything, either.

I'm offering gap funding to supplement hard money and I want to connect with HMLs that are actively investing in San Antonio/Austin.