We use them for leads which are sent to multiple people at once if you submit your info you will be contacted my mostly brokers and very few actual lenders with their own money.

There are stated income products with reasonable rates that do not require Tax Returns to be submitted they are more so based on the property and credit score

About a third show up to actually look at a place and about a third of those submit an application. 

You would need to find an agent that already prospects and doesn't mind working with distressed properties.If you're looking to buy foreclosures on the MLS, any agent can help you with that, but if you plan to submit 100s of offers electronically, then you'll need to be up front about it and find an agent willing to do that.

She must submit to both credit and criminal reports, so you have all the details to make a decision.

I did have a CPA do my taxes for several years, but it still felt like I was doing all the work myself and submitting it to her. 

I use a sensitivity analysis as well in my pro forma so I can tell how aggressive I can get or how bad can things get before I consider it a bad deal or lose money.Can't say I haven't lost out on deals just bc of speed... one time I couldn't get a hold of my partner for an hour to decide what entity to submit the offer or hold title in and when I call back the listing agent they had literally just taken another offer.

Over the years, people have jumped at the chance to "bird dog" for me, and when nothing materialized from the few properties they submitted, they quit. 

I like Cozy because everything is online, so I can see when the tenant has submitted rent and I don't have to deposit the checks.

I have submitted my first offer on a SFH that I intend to rent out.