This business is just so foreign to so many.Jim when I first got into funding turnkey that was circa 2002 in Detroit  we met at the PM/ rehab contractors office.. come in the back and the parking lot is fenced with Razor wire .. looked like the fence at San Quentin  ,  then the 3 pistols in the shoulder holsters on the hat rack was another clue we were no longer on an episode of Portlandia.. 

Honestly you sound like you have a great head on your shoulders.

More of the load is on my shoulders right now, but I'm ok with that... and more importantly she's ok that I'm not as available as I normally would be.You guys might benefit from a few heart-to-heart conversations to see where each other really is and to gauge alignment. 

How awesome would it be to lift that stress off your shoulders and free you of this financial headache?

Having property management company gives me some breathing room and take a lot of the stress off my shoulders.

I generally figure about $500/bedroom for these things.Obviously this is much more shoot from the hip than what Paul uses, but I guess that's because it's variable in my case, due to the fact that rental properties come ready to rent.I therefore try to hit the ground running with a rental and then work on updates over the shoulder/mud seasons (May and October).I guess my point is that your calculator sounds interesting, and looking to include FFE calculations is probably a good idea, but make sure it's optional for cases where it's not necessary.

I figured I would let the BP community shoulder some of that burden.Since we don't intend to live in the house long-term, we'll probably focus on a duplex but we won't rule out a single family with an ADU in a TU, RH, or MU zone in Denver.Thanks for the help.

@Tyson Volpi Rub shoulders with the investors.. go to your local REIA group... there is one in Ogden they meet the first Tuesday of the month in Ogden.. www.nureia.org.  

I have a humble head on my shoulders and would love to help with any sales and showcase my knowledge to you about business in the real estate world.

I can say with certainty that once the complaint is filed, they will get a very fast response and the government looking over the shoulders of the lender to ensure they are thorough and accurate in their response.One red flag I see is the non profit or third party being used for assistance.