They say "a difference in opinion" and that they "are not at liberty to disclose" and are "respecting the seller's wishes". 

And when I say a number that works, I guess that might be defined as lowball by some, lol.

When you say a "client" of yours, in what way?  

Or maybe just set up the meeting and have one of the investors help, but just b/c they're investors doesn't mean they know what to say as a wholesaler, right?

We normally say as little as possible, less for them to get upset about. 

And while you don't have to keep those reserves in some sort of escrow account or anything, you still have to prove those to the lender throughout loan approval process.It has become much more difficult for people to purchase investment properties using conventional financing over the past few years and although there is the "seller second" or "seller carry back" or "subordinate seller second" as it is sometimes referred, surprisingly few lenders will allow for it.I'd suggest checking with a portfolio lender, that is to say, a lender who will not sell your loan to Fannie Mae, for instance.

@Dane FosseeLet's say a person with no credit history apply for a Cap one card their score will shoot through the roof but do that show they pay their bills not all because there are no credit histories and that is the reason to look at over-all credit.

Suggest you find a community of active note investors and watch what they do, not just what they say. As

I would say a place that posts on Craig's list (meaning it's in decent shape) would start at $1,200 for a 2 bed 1 bath.

He looked shocked when i asked him how much he spent on the rehab and it took him awhile to answer so maybe he just didnt know what to say and just figured he would just say a big number.