Most new STR investors are purchasing the cheapest product they can find and filling it with average amenities as they think it is a "safe play".

In most of the Portland Metro I would say a 5% vacancy rate is safe for running numbers, in Forest Grove I would bump that up to 9 or 10%.

These are two very different and separate loans (completely independent of each other, I think it is safe to say), with entirely different parties and collateral.The unit owner's mortgage, originated prior to 2017, with a current balance of $800,000, I would think, should be totally exempt from the $750,000 limit. 

First, if you're generating a positive net income, the Schedule C is the safe choice because you're paying more tax (specifically the self-employment tax), so you can't be faulted for tax avoidance as you could be if you improperly use Schedule E. 

With $7-10m in liquidity, compound interest is all you need to play it safe and do well.

 @Feodor Klitsuk I like Simpli Safe. 

So you feel its been a safe move for you to join RAD?

I treat them well, I provide good safe and clean houses and as a result….people stay!  

It's a comprehensive guide to finding and funding a private loan in a safe and secure way with all the key considerations you need to be aware of before sending money to anyone.

There are safe financing choices for real estate ventures, including seller financing, hard money loans, private loans, government-backed loans, crowdfunding platforms, and traditional mortgages.