From everything I've read in books, It talks about itemizing exactly what brand/color/etc. you want of everything.

So we had to sand the entire thing and stain it a dark color.

I submitted my quote to redo the floor bc I explained to them I can’t just take up one piece due to the floor being older and a new piece wouldn’t match color wise.

For example if you are not on the friends and family list and  want to paint your home,  you fill out the form, choose paint colors on their approved list and wait for the permit. 

@Jason Rose,I am actually working on insurance planning right now. 

After looking at the information the agent gave me it looks to me like he was too close on his payments and when the property value rose dramatically from the cities investment he could no longer keep up with the payments and the taxes because the property taxes rose correspondingly over that same short period all at once on his properties.

I looked at what they would provide without financing  and it seems to have happened because the value of the properties in the area rose dramatically in one year 25%, then the single owner could not cover the cost in property tax on all his property so he is in foreclosure.

Here's more info and link to the graph that was posted earlier (note some areas appreciated far better than others..)https://www.bayareamarketreports.com/trend/3-reces...And if you want to see crazy appreciationThe analysis below uses second-quarter MLS data to determine where prices rose the fastest in the most recently completed quarter.

Also, what color will work with the light gray walls and white trim?

I did try to find a match before a few years ago for the kitchen before I decided to just put a light, tile-colored luxury vinyl tile in there over a drycore-type sub.