@Will B.No.. even though I normally do my own tax preparation, when it comes to depreciation recapture the IRS doesn't give you any info on how to fill it out. 

Or keep them and fix them up but, you are right it may be gamble because, everything may be fine after it is fixed, or it may be other expenses that come up.

It's the same reason people gamble.

Normally the credit unions are the place to go for the best heloc rates. 

A normal background check doesnt provide that to us.  

Is this a normal thing for Illinois? 

they normally look at the seller to give a lot of seller credits and the home has to pass their fairly rigid inspection criteria.. they dont want first time homeowners in homes that are in need of a lot of repair or deferred maintenance. the program basically is for those with poor credit and little to no money but can toe the line and get into home ownership.. 

Put up a light with motion sensors, but honestly if one of the adults is sneaking out the back in the middle of the night-that is silly-why not walk out door like a normal person. 

So, if your current business is during normal business hours that could work out schedule wise. 2.

Absent massive government intervention, normal innovation and globalism keep inflation low (i.e., the 40 years prior to 2022).