His good customer service convinced us to go with Kiavi over two other vendors offering similar rates.

Ok, Spartan Invest so something similar to RW where it's just aggregated TK services over different areas.

Hi @Augusta OwensFirst off thank you for your service! 

This is one way to manage costs risk.The ways to own the property besides FHA & conventional loans is with private loans, investor DSCR loans (non owner occupied); seller financing, lease options, partnering with others to take the property down..... 

Our pet deposit is non-refundable which is what I generally would recommend (assuming your state and local laws allow that).

If you are trying to come up with a way to finagle the occupancy requirements while using an amazing loan (that you earned based on your service) like a VA, I would say you are starting off on the wrong foot.

If you need 10 minimum and have to hold those non-paying tenants until you get 10, what does that cost you in your financial model?

I, like Jarrett, work a non traditional schedule.

I never made more than $100k in a year working until my last year of employment, and still managed to retire at 50 with a lifetime pension from a combination of military and public service.

@Augusta Owens first, thank you for your service!