Moral of the story is, it wasn't broken so I didn't need to fix it.

@Jorge Morales prepare some landlord lease forms and write a property description that you could post onto various listing sites.

I was lucky to have loving parents who taughtme ethics, morals, and the value of Hard work.Your circumstance (luck) has a huge impact on you're probability of success.

You would still be on the "moral high ground" and saving your customers money at the same time.

Would be great to hear some experiences of others who were in the predicament at the beginning stages of investing!

So, you have the moral dilemma of promising to buy the house with no intention or ability to close.

Moral of the story is carrying those credit card balances HURTS a lot.  

You won't accomplish your objective and you won't get your way, and Ocwen will go on with their business and the CFPB will take your complaint and label it as another success story of the government helping you.The moral of the story is that you are dealing with Ocwen.

Morally, I thought that I should take care of it.

Moral of the story.