If you’re planning to buy, will you wait for even lower rates or buy now and refi later? 

Don't wait for the perfect deal to come up, the most important thing is to get started.

Don't wait for the perfect deal to come up, the most important thing is to get started.

I think waiting to buy the next property until I have at least one paid for is a solid plan.

You treated them as part of your personal finances when you wanted to lay your hands on some money BUT want to think of resulting debt as part of the business and are frustrated that the rents aren't covering that debt.

I noticed that since we listed the house on October 2nd, rates have gone up over 0.5%...so maybe a lot of people are waiting to see if they come back down again?

Be interested in what your thoughts are to include this in a lease (needs to be maintained to some defined degree of cleanliness rather than waiting until move-out and deduct cleaning charges from their deposit).

I will dump the rate if it does not have another resident waiting to move in.

I will be waiting for a yes.You don't even read what you write.

They should be able to give you an idea of what needs to be done vs. what can wait and rough estimates/recs for contractors.