We have a good ins broker here in town, he gets reasonable homeowner's ins for our owner fi houses, and the car ins he just got me was incredibly cheap. 

I am 23 years old, graduating from College in May, and moving to Denver, CO from Charleston, SC.  I

I just went through this same discussion with myself when doing a re-fi on 2 properties.

I'm asking because with the loan in the seller's name, if I went to re-fi the lender would see that the loan was in the previous owner's name, but with my name on the title is this an option?

Can't speak for SC, I bet you can make money there though with the right contacts.

I prefer holding owner fi property as there are no landlord worries, I am good so far with turnkeys in the cities I mentioned, we'll see how it goes long term though....

Personally, I wouldn't choose to close the HELOC to then re open after re fi. 

I posted one of my owner fi deals on bp today (prices have gone up, that one was like 62k).

Originally posted by @Mike F.:I

Those are nice nest eggs and provide me with worry free cash flow, no fixing stuff as those are my most recent owner fi deals.