I don’t have a loan on the property and hold it cash, but, if I sell it would lend the profits as hard money and earn 10%+. 

@Madison Sloan All depends on what you're willing to accept and if you can get approved for a loan now or not.

Quote from @Juan Ruben Cortez: I believe the funding fee is 0.5% of the remaining loan balance, plus maybe another $500 - $1,000 in lender fees. 

If you create or fund an IUL instead of paying cash you can then get a loan on the IUL.

We process, underwrite, close and fund the loan.  

Mortgage lenders will qualify you for a higher purchase amount for multis than they would on a single, because they will count the rent you will be making on the other units as additional qualifying income for your loan application.

If someone has a 2.5% loan they ain’t gonna move get less house just to pay more in interest.

My comments were geared toward the protections provided an investor after going under contract and prior to closing.  

Is there a loan assumption available?  

@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.