That is something that could make sense in the short term while rates are still high.

IF $100 a mo breaks your budget, then I'd say you need to raise your rates......Just my $0.02....

Along with not having sufficient funds to operate their real estate they fail to consider what happens when the property must be refinanced.

Guests love them, and listings with hot tubs often command higher nightly rates and occupancy.

Many claim they do not charge a markup, but then aren't transparent with invoices, etc. 1) If a PMC charges $x hourly, their markup is built into that hourly rate as they are NOT paying their workers that hourly rate.2) Many PMC's send you ONLY their invoice, or from their wholly owned maintenance company, not the underlying invoices from Home Depot and contractors.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

The price points do make it hard to cash flow even with the lower interest rate subject tos. 

The lower rate or longer term can also make the payment more affordable. 

I'm not a fan of complicated electronic locks because they have a high failure rate and are often very easy to hack.

You can eventually refinance all or most of your funds if not done correctly.