Today a successful brrrr is trying to recoup as much of your costs as you possibly can lol.typically i find that people are leaving behind a small amount, less than the 20% if you bought a turn key...some see that as a win. with out knowing deal info hard to quote any rate. feel free contact me. with a decent credit score mid to high 7s for 30 years fixed. also needs to cash flow.

I think he might be over thinking some of this feel free to message me.  

There’s a lot to learn and share, so feel free to reach out with questions or insights from your project.

Places like San Antonio might present more favorable cap rates, from what I read in Forbes recently.Refinancing could free up equity if today’s loan terms are more attrative, though that depends on current interest rates and the property’s updated value.

Start with BiggerPockets Ultimate Beginners Guide (free).

Quote from @Zach Howard: First of all, feel free to make any and all comments you wish; there's no need to sugarcoat anything.

Google something similar to "low cost commission free variable annuity". 

You find here on BP tonnes of free RE advice; please save your money for investing in RE. 

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

I own a bunch of properties in Biddeford, feel free to reach out with any questions!