That’s before factoring in utilities or each personal situation.

It’s worth investing in good titles and thumbnails since they drive clicks.

This higher rental demand drives up rental rates.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

For personal computers, I only use an external hard drive.- Not all antivirus are the same.

I do think the seasonal factor is huge.

@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.

Not too far from the lodge freeway(m-10) so literally about a 12min drive to downtown.

Quote from @Addy Chupa: When analyzing deals, I usually include a 5% vacancy factor and 5% repair factor based on annual rent.

What Ray predicted seemed to make sense, but unfortunately there were other  factors that  interrupted his predicted scenario.