I think were people seem to run into issues is when they download templates and an equation gets skewed somewhere and then they cant figure it out!

Assuming non-owner occupied real estate, you are correct.https://selling-guide.fanniema...Scroll down to "Rental Income Calculation Worksheets," download form 1038.Big picture, you should probably be working with a LO that's familiar with this stuff.

The lack of web/mobile has been bugging me since I have to be at my PC or Remote into it to do updates.I also use Tellus which is free but the lack of web (it is iOS/Android only) bugs me too, as it makes document management a pain and hurts with older folks that may not be on a device to download there app (which means no request/billing communication).

I haven't listened to the latest BP podcast yet, but it is downloaded and in my queue.

Umm, do you even have a clue of what you're doing and you want to download a blank contract and fill it in?

I have been listening to the BP podcasts and have downloaded a few spreadsheets to determine COC and Cap rates, but when i use the following criteria that i heard on a BP podcast to eval a MF, i have yet to find a positive COC, or marginal COC!

Check out his you tube or download his podcasts. 

You need to download a Personal Financial Statement (PFS) spreadsheet and populate it. 

a couple things.....1. download the app overdrive.......go get a library card....boom!

Send me a message if you'd like me to send you a link to download.