She was consuming half of our time, and we were both miserable.

Placing properties in an LLC can offer liability protection but consult a professional first.

@Brian Phor Amuse us and share how this Wyoming LLC entity structure will provide greater protections than an LLC in the state where the property is located or even where you live? 

they're going to estimate conservatively to try to protect the lender. 

The problem with dividing the water bill up equally is some tenants will fight that saying other tenants are consuming more water then they are.

I am not sold that it is as easy as claims and just another young social media guru taking advantage and that doing their process will be very time consuming to get a lead that goes through.

As an extra level of protection You could try and save up a few months of what the potential mortgage will be to give you peace of mind. 

Does anyone have a good recommendation for a real estate attorney (specializing in business formation and/or asset protection) and CPA in the Bay Area?

The sad truth is most who spend unnecessarily on asset protection have no understanding of what they paid for or understand how the entity structure will actually benefit them which is even more mind boggling.

It might be time-consuming, but the direct approach can yield surprising results, especially if homeowners are considering selling but haven’t taken the first step yet.Phone prospectingPhone prospecting is another proactive approach that requires resilience.