I also see a lot of tenants show up with cash in their pocket trying to rent my properties without going through the application....."

So this is my first application that has had a eviction on their record, its a couple that are applying together for a house. 

As Andrew mentioned the main drawback would be the funding fee IF applicable to your husband. 

I live in miami florida now and I moved for larger scale developments here because of the net migration but columbus ohio the economics allow for that. existing inventory has been tougher and at the pricing inc columbus you may as well build new because you can build new less than replacement costs in a lot of the markets downtown. it's about being in adjacent downtown neighborhoods where property values and rents are higher. land values are the biggest driver of how well you can buy land to develop followed by permitted uses or rezoning applications. 

The feed back I have gotten from potential tenants is that CRM has a difficult application and showing process.

He told me that I shouldn’t put that on the application because the underwriters will consider it too risky and he said to say emergency funds.  

@Jaekwan Lee Not sure where you’re located or how applicable this will be but as I live in northern New England this is a big concern for me.

Even worse, they still haven't syndicated the listing on crucial platforms like realtor.com and Redfin.The process for reviewing applications is painfully slow.

The IRS sets the minimum interest rate, known as AFR - applicable Federal Rate.

There were a few question marks in the application but i decided to approve since both of the applicants were teachers and the one of them had a teenage child.