Went a bit heavy on the annual taxes due to the increase in the area the past few years.

Just make sure the bed/bath count is correct as it can affect the income drastically 

There are plenty of banks across the US that also have a stated income heloc (in the Carolinas, First Citizens will do up to $100k with no income verification). 

At this point my average annualized return is about 45%. 

If they notice you have another house and your debt to income can't cover it.

The absolute best way to avoid taxes is not earn income.  

You kind of have to pick a lane - do you want income or 4 units in 4 years?

My other SFR notes have interest rates determined by the borrower's cash, credit score and income - so market rates or higher.I understand the difference in performing vs non-performing notes and that performing can become non-performing pretty easily. 

Financing OptionsParent Loan Options: Consider home equity loans, investment property mortgages, or co-signing a loan.Tax Implications: Speak with a financial advisor about potential deductions and capital gains.Rental Income Potential: Explore the option of renting out extra rooms to offset costs.5.

I invest with PPR and other income funds through my IRAs.