Duplex was not appraised for the amount that the realtor presented. 3 different appraisal short (needed $50k for HELOC) so now I am unable to cash out refi.

You can delay the sales of the properties for your convenience.If you put all the properties on the market now and one property gets under contract before the others, you can sing into the contract that you can potentially delay the closing date by a certain amount of days.Best of luck!

Could you not put a lower amount down? 

Look, it's obvious you have decided your right, it's all great grand and groovy, and no amount of something as obnoxious as fact's are gonna get in your way.

If I end up foreclosing the property, I will gain $200K equity (in my example, the amount will vary with each TD).

1.7 % of Loan Amount (Points) - $6,035underwriting fees - $1,400Are the above fees reasonable or not for refinancing a mortgage?

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

Any such study is tainted by the fact that Zillow lost an enormous amount of money on their own home buying initiative.

Often times this commission is a percentage, but if the value of the property is LOW, the commission could be a fixed dollar amount.

I know MLS listings aren't guaranteed accurate, but getting the acreage, city and zip code wrong is hard to swallow as an honest mistake.We have a financing contingency, so if it doesn't appraise for the contract amount due to the lower acreage and different city/zip, we can renegotiate purchase price.