If the amount paid to purchase an existing note is below the principal balance or more correctly, the unpaid balance, the investor will benefit from an early payoff to the tune of the discount.  

This fact makes it possible to easily adjust the LTV ratio and protect the lender’s investment.  

As others have stated, it's tough to lose the various benefits (health insurance, 401k employer match, etc), not to mention the income itself. 

Therefore your contract needs to adjusted accordingly. 

ever make that kind of claim with any substantial amount of money and for any substantial amount of time.To think, I was actually starting to give you the benefit of the doubt...

In STR common markets like Gatlinburg this naturally adjusts itself as most homes are STRs so the entire market lifts to meet their cap rates, and they appraise on those cap rates in spirit, even if not technically. 

DougI agree - The net worth threshold for an accredited investor has remained at $1 million since 1982, and has not been adjusted for inflation.

Take a look and make adjustments.

In the next 5 years, we can buy one property per year with 25% down (~100K), and perform the same operation of using cash-flow for paying off properties next 15 years and we will have $15K/month net-profit which hits our goal adjusted for inflation (assumed at 3%).

It might take some adjustments, but you’re not far off from making this work!