Multiple income streams created within the same umbrella business.

I've seen no updates on what that regulation would look like.The other major factor is the HOA or condo association regulations, since many Northern Virginia communities full under one of those umbrellas.

Like many folks, I've acquired various policies over the years, ranging from multiple life, LTD, home, auto, umbrella, and others. 

If you don't maintain them properly you lose in a lawsuit anyway.Use umbrella insurance starting out.

I'm adding umbrella insurance this month since I'm moving out of my house hack and into a SFH. 

Do you have umbrella insurance? 

Could anyone recommend a more affordable umbrella company that supports 4+ properties in CA TX IN TN?

My research suggests' purchasing additional liability insurance, plus an umbrella insurance policy.

I was thinking something like:1) Bring in an inspector (as if selling the place, except maybe even more thorough, since there's no incentive for the transaction to succeed), and have them draft up a well-documented report.2) Use said report as a baseline, and make it clear that any slippage caused by their neglect, even if it's major repairs caused by waiting too long to bring something to my attention or get it handled, is their responsibility.3) Get additional insurance (umbrella policy), to better guard against the liability thing I mentioned above (not sure if this is worth it though, if I already have liability insurance for the property).Any advice, or similar experiences/stories, are most welcome!

Just keep $300,000 or more liability insurance on each house and a $1 million umbrella policy for risk.