An experienced team or partner can also help boost confidence.Providing a combination of a solid commitment letter, proof of funds, and a clear, professional approach signals you’re serious and capable of closing the deal.

If it's tight or you're uncomfortable with the tenant you have in there from a confidence perspective, especially if this is a first deal, maybe meet in the middle and get a lender at 75% or 77% (doesn't HAVE to be at 5% increments) that wont make you season, and leave a bit more money in the deal, but sleep better.Overall, if I cash flow well, have/keep reserves, and am comfortable I fixed everything in the house, I like to max out the LTV on refi.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Additionally, maintaining well-organized financial records demonstrates professionalism and builds trust with potential buyers.

Challenges with finding people who want to do a smaller projects and not cost exorbitant amount of money Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I just have vacant home insurance along with regular home insurance, but no other professional liability insurance.

Paul involves attending meetups and joining REIAs, working with professionals like CPAs, lawyers, and agents.

While prices are low (under $200k), there's absolutely a rental demand - especially for working class and professional tenants who aren't ready to buy.

Having cash reserves gave me the confidence to move quickly on a great deal without losing sleep over unexpected expenses.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?