I know lots of installers don't do it, and I personally prefer the unimpeded look, but anything installed outside of the requirements of the material is probably going to be limited, i.e. the insurance company is not going to pay you because the material was not installed according to flooring requirements. 

There are a lot of websites that offer the course online, or if you have a college near you, they also typically offer a class that satisfies the pre-licensing requirement.

Things wear out over time, require updating, upgrading, replacement etc..

Avoid PMI and then go to a local credit union and get a heloc after closing to gift the money back.Have this as a tool in your tool belt but pursue use of the 3.5% FHA, knowing that you will be at a competitive disadvantage if you are competing with non FHA buyers, then you can call in the favor from your gift person.Just know that if someone gifts you down payment money, your bank will require them to sign a letter stating that it is in fact a gift that doesn’t need to be paid back.

They required me to have reserves, experience, describe what I would do with the property and they did an appraisal on the property. 

Most building codes and HUD standards require bedrooms to have windows for egress and ventilation.

I don't want to go back on my own word in any way, obviously, and had stated the lease was for a year.Now I plan to use apartments.com going forward for leases and rent collectionThe newest lease with a different tenant is plainly non-renewable and requires a new lease to continue tenancy after a year and outlines fee costs.

Is the sum of the cash flow and appreciation higher than your required return?

Rent control measures, burdensome employment regulations, and excessive administrative requirements exemplify this.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?