I think I am smart enough to figure REI out.I discovered BiggerPockets through a podcast where BP was mentioned and since then have learned of the impressive community thriving here.My goals: I don't have aspirations of being a multi-millionaire real estate baron.  

Hello, my name is Tom (28) and I'm the future baron of Williamsport, PA.  

If you don't understand the difference between financing, inspection, appraisal, or an "as-is" addendum I encourage you to use the search bar on this website.

We chose an area we were familiar with and selected what were called flats, a unit up and a unit down.About 7 months in my dad and I were at the counter at a coffee shop and my dad asked how things were going with the land barons.

I like the small HOAs that provide a little bit of uniformity (no pink houses, please) and an extra set of eyes when the property is not being kept up (garbage left out, lawn unkempt).  

In many states the preparation of a security instrument falls under the idea of preparing legal documents which reserved for members of the bar only.  

I'm using invitation and #10 envelopes and like yellow and pink (per Michael Q).

you could but most banks and credit unions who will let you cash out your car with a title loan against your pink slip/car title will usually require you to meet 45% Debt to income so if you're maxed out as you say it might be difficult but not impossible.Penfed.org allows use of retail value on NADA (higher than kelly blue book usually) and lends up to 100% of this value.

(You'll learn a lot just by typing "tenant screening" in the search bar on BP.Are all the units currently occupied?  

If youre investing south of 26th street, crime is better there but then youre faced with being far from the Pink lines.