Quote from @Jane Mipsey: Hello BP members, first of all, want to thank you for the valuable info I get from this forum. 

Thinking to put John Doe, Jane Doe and all others ...

Add "all others in possession" or Jon Does 1-10 & Jane Does 1-10 to include all those other people living there who are not on the lease.3.

Contact the Chciago Creative Investers Association run by Jane Garvey.

I mean you seem a little harsh on folks, these are again you're everyday joe and janes, what's to be expected with some of these folks.

@Jane WIlcox,That may not fly without some assistance. 80% LTV would be around $108K.

Are you talking about dummied up preapproval letters (yup have had that happen to me - "Hi Chris this is Sally with Keller Williams, and I've got a preapproval letter here from you for Jane Doe" - "who the heck is Jane Doe?"

I was wondering what the effect would be if they go up.Always having been a huge believer in the invisible hand of economics (Adam Smith), and believing that Joe/Jane Home Buyer buys a home based on what they can afford monthly, it makes me think home prices would follow interest rates, maybe almost to scale with a few hiccups here and there.If a family can afford $1,000 per month and can get a 4% interest rate, they might get a $200,000 home, give or take.

Join the Chicago Creative Investors Association run by Jane Garvey for under $500.00 a year and tons of networking.

I consider this my daily driver plain Jane utility vehicle when I go to my property in the hood .