You should read it for sure, and as you said it has been awhile since it was written so pricing has changed a lot.

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

when the OP said the bank is WILLING to take 91k to me that means or infers a default situation and a discount..

Hey @Keenan Patton,This deal looks solid with a projected $60K profit, $435K ARV, and a $13K assignment fee in Northern California.

Do you currently have enough funds to pay first month’s rent and a security deposit?

I went through it anyway bc she had a good footprint online, I liked the designs, and a couple of ppl at another STR group recommended her (not an excuse, I was super busy and thought I was dealing with a professional).

That is an easy list to build and a much better and safer option than more creative like Sub To.

This is the exact same approach we are taking - information has gone out a few times in our newsletters over the last year and a half, with more details available upon request, along with FYIs to clients at year end or other regular meetings. 

We like the software, but the consulting service seems taking a bit too long... we would like to have someone to help us out with set ups, automation and a general marketing plan...

While you can't take forever and a day, because a desirable candidate has choices, deciding too quickly can be disasterous.