Quote from @Bryan Vukelich: Aloha @Lei Wei and as always, big mahalo @Andrew Steffens for recommending me.  

There is statutory, and as you pointed out, now Fannie/Freddie guidelines, that exempt many transfers from being subject to the Due On Sale Clause...asset protection/estate planning purposes are covered.

The regulation was ruled illegal and a permanent injunction was issued.  

These platforms are affordable and offer comprehensive reports (credit, background, eviction history) without you having to handle sensitive information directly.Verify Employment and Landlord History: Your plan to request pay stubs and a landlord reference is solid.

Just kidding (sort of).A lawsuit will cost you $25,000 to $125,000 and a year and a half of your life.

It’s a good idea to work with a qualified intermediary and a tax advisor to ensure everything is structured properly and you’re clear on any tax implications.

So, create status codes for both of these and a few in-between codes to help you work smarter, not harder.

I've talked to lots of California and a few NYC investors that have lost money (including myself) who bought inexpensive properties in the Midwest mostly and a few in the South (Class C is volatile). - some strategies I've seen California investors use to lessen negative cash flow: house hacking, mid-term rentals (people temporarily displaced from home renovation or insurance reasons like fire), rent by the room, Short Term Rentals. - The ultimate house hack, live in the small ADU unit and rent out the two levels of the main house on AirBnb in San Francisco (I would have thought STRs are oversaturated in S.F. but it worked for them and they stay fully booked).

These are professionals with additional training and a stricter code of ethics.

I had more than one title claim because a title examiner wasn't aware of the difference between a foreclosure and a DIL.