So, you would want to get something in writing from a lender, to avoid having your loan Note called due for a violation. 

If you can work with them on it, write in your agreement/contract about the equity you get in the property with rights to sell your portion whenever you want.

We build 3 story suburban walk up styles with no garages.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Quote from @Nicolas Munoz: Quote from @Samuel Diouf: If you're working with an investor-focused agent, you should have them source all the info you're looking for and have them package it into an easy write-up to look through. 

But you also mention "Compare being able to write off the $370,000 today versus having to depreciate it over the life of the asset - 39 years - that’s quite a difference!"

Doesn’t have to be million dollar listing style, but just a step above the run of the mill. 

Additionally, we work with partners that can write your letters for you and walk through the whole claims process and they’re only charging $1 for people affected by the hurricane."

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Are there any lenders offering HELOCs for small business owners who primarily use bank statements to qualify, especially those with write-offs?