These are great programs to use and NY offers a few as well as a couple of Nationwide DPA's and grants.

I invest here as well.

I also agree that Akron is a viable area as well, but Im still finding the best deals in and around Cleveland.

(Well it was all good info, but that is what I can focus on first!)

Some credit unions or local banks offer portfolio loans that don’t stick to the 4-unit limit, which could work well here.

(Unless it was a rental, then you have to pay depreciation recapture as well, usually at 25%.) 

One of my applicants showed up with little credit but no defaults, no evictions, and only traffic violations and verified income high enough to cover well over 3 times the rent and I accepted the tenant despite there being some signs.He paid the rent in time for the most part until a few weeks ago when he stopped and I could not get ahold of him.

I think we want to, well, basically "torture" ChatGPT with questions.

If they're cash flowing super well, why sell or take out a HELOC? 

💰Well said!