I have found time is better spent building tools to quickly analyze & procure new deals, rather than hyper-analyzing the metrics of one deal, ultimately making initial review faster & more reliable (spend time on the things that make sense, quickly remove things that don't, even junior-level staff can identify good opportunities with the tools, etc).For example, if I'm modeling a SFR to 3-4 unit scheme, I can quickly check the $/sf/mo for each of my proposed units and get a good idea of the GOI without having to manually dig through &  find rent comps in that City/Zip:- So instantly I know in Woodland Hills that a Studio is close to $5/sf/mo on avg, 1 Bedroom closer to $4/sf/mo, with the 2 & 3 Bedrooms closer to $3/sf/mo.

Ultimately, my goal is to wait for rates to move down and lenders to allow HELCOs on investment properties with a fixed rate.

They just talk and deflect and kick the can down the road with "we will for sure take care of this for you, I am here to help" before ultimately saying "there is nothing we can do about this".The funniest part of the VRBO support is the online chat, where they intentionally try to get you to time out of the chat. 

Ultimately, separate renter's insurance provides better protection, minimizing confusion and ensuring proper coverage for unforeseen circumstances, benefiting both landlords and tenants.

Ultimately, since you're not paying for land, you should be able to build more units and add enough value to the property that you don't need to bring in any money of your own.4.

Ultimately, financing is based on realistic historic numbers and bank use historic numbers as well so proforma numbers are relatively useless when trying to do a valuation.

Where I made money was through renovations and ultimately appreciation, by buying in neighborhoods adjacent to where I lived, which I saw as gentrifying.  

And the biggest drivers for changes in yields in Treasury bonds are economic data that informs investors’ guesses about future decisions by the Federal Reserve to increase or lower the ultimate benchmark rate: the effective federal funds rate.

Ultimately it always boiled down to their inability to close due to funding problems.

When you talk to the township I would lean heavily with the fact that you assumed no permits would be needed because you weren't changing the square footage and you were doing the work, but I don't think that rationale will ultimately prevail - although it might help reduce the fine.