Assuming that all the proper documentation and procedures can be hashed out ahead of time, it still doesn't seem to be much skin left in the game for this to be a truly solid Sub-2 deal.   

It can be hard estimating rehab costs for a normal home, I'm guessing fire damage increases that difficulty even more.

It can also helps during a settlement negotiation, as the other party will have more difficulties estimating your net worth.

I was just concerned that if i were to use a program I may have difficulty finding a b tenant

Most of my Hard Money lenders want 25% down so you have some skin in the game, which balances out their risk, since they're not checking to make sure you make enough money to pay the loan back. 

I wasn't even looking for duplexes or triplexes at the time, but not that I am I see the difficulty.

I have found the same difficulties that you have found. 

You will also have to develop tough skin, and not be afraid of rejection and people getting upset at you.

. $5,500 is quite a lot so I'm trying to review as many legitimate reviews and testimonials as I can to make sure that it makes sense for me and my situation.I know that I learn and apply myself best when I'm given straightforward instructions, a guide, clear direction, and skin in the game.I'll bump this up to see if there have been any new updates or developments in regards to the Wholesaling Inc program.

you're asking for basically a conventional loan status without the hassle of getting. 30 year amorts with no skin in the game?