I agree with @Alex Roter I was able to pull my equity out with the same lender in a shorter time frame than I was given initially.

My thoughts are that there should be ways to make the period without stairs shorter, for example, pre-assemble as much as possible and hire a dedicated team.

Of course there will be a shorter loan term (usually 5 yrs), potential shorter amortization (15-25), and higher interest rate. 

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provides support for the property tax appeals process.Additionally, it can help maximize renovations and improvements.A Cost Segregation study is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.

And the life span is generally much shorter - 3-6 years. 

Also, the inspection for a condo will be much cheaper and shorter than a single-family or multi, so it's worth the peace of mind.

Thus, giving him an advantage over the person who starts infinite banking to get into his first property in a shorter period of time.

But since there is a limit to how much money the bank has access to....their rate will be higher...and usually a shorter term.

Commercial loans typically amortize a bit shorter… for us 20-25 years, with a rate that resets every 5 years, but I would recommend a mortgage brokerage company, versus a typical mainstream bank.  

(I'll spend more time on this first point, but the rest should be shorter.)The M2 is simply a measure of how much cash (and other short-term deposits) is in circulation in the U.S.