If you do not want to do that, then you would have to ask the seller to reduce the purchase price by that dollar amount.

Even if I have tenants who are further below market rent than I wish they were I do well because I have reduced vacancy/turnover.

If you wanna earn money brokering real estate, (which is all you are trying to do) go get a license and work for a broker.

Anyone you hire is merely there to reduce the burden on you and make your life easier, you are still the one in charge always always always.

Unresolved code violations, such as unpermitted modifications, could impact your ability to refinance or could reduce the property's appraised value, affecting loan terms.

Honestly it’s all about opportunity cost.If that additional cost is going to yield you more than it costs; then pull the trigger .If you borrow a down payment, it’s going to reduce your cash on cash return as your mortgage payment is increased. 

I guess this is a perk of buying at the peak of rates now that the Fed wants to reduce rates in the near future.

Yes, seller financing is another approach to reduce the amount of cash invested, which pushes up the total return (or IRR). 

Hello, I am completely new to real estate investing and was hoping to find out from people who have been in the game for a while what a realistic earning potential would be from accumulating long term rentals over time. 

**Dual Representation or Referral Options**: If you’re open to a co-brokerage scenario, you could also work out terms where your realtor earns a referral fee instead of the full buyer commission.