In working on construction loan financing, the lender informed me I'll need to unencumber that portion of the property (makes sense) before closing on the construction loan.I understand there to be two methods generally speaking: refinancing my mortgage and removing that portion of the property in the process OR attaining a partial release from the lender to remove that land.I *strongly* want to avoid refinancing as I have an amazing rate, but partial releases seem complex and also require a survey.

A key consideration here is the refinance process.

To process a new owner payment the system takes an extra week or two.

Remain calm and professional through the process.

A lot of this process depends on your laws regarding STR and Mid term leases/occupancy?

They are not calculating, but also very deceptive that now when I look back, the whole three days training is a step by step scripted the process of selling, every single second of it.- I went to a top college and have a very stable career with great income.

I don't plan to do any fundraising, but I'm finding the paperwork and process quite daunting.

So it's really not the best time in the process for you to find leads.  

It’s done but can be risky.Just my 2 cents and how I approached my real estate / home ownership process - not saying it’s right or wrong just sharing my experience

Rather than that, if a loan is called because the property underwent a condo conversion (apartments into condos) or subdivision process without the lenders awareness/approval, would they still be required to offer a preforeclosure period before being able to foreclose, as is the case for lack of payment?